We collect only the information that is necessary to serve you.
We collect nonpublic personal information about you from some or all of the following sources:
- Information we receive from you on applications or other forms such as address, social security number, phone number, and income;
- Information about your transactions with us, our affiliates, or others such as account balances, securities positions, or financial products purchased or sold;
- Information we receive from a consumer credit agency if relevant to the services we provide for you; and
- Information we obtain from others in the process of verifying information you provide us.
We limit the information that we share to others.
We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law. To the extent permitted by law, we may disclose to either affiliated or nonaffiliated third parties some or all of the nonpublic personal financial information that we collect about our clients, as described above.
We release information to others with your verbal or written consent.
Any information that we share to affiliated or nonaffiliated parties will be for the purpose of enabling them to provide services to us so that we may more efficiently administer your accounts and process the transactions and services you request. They are required to respect the confidentiality of all client information.
In addition, we may be required by law or regulation to disclose information to third parties. For example, we may need to provide information in response to a
subpoena, to prevent fraud, and to comply with rules and inquiries from industry regulators.
We maintain security standards to protect your information.
We restrict access to nonpublic personal information about you to those employees, representatives, or agents who need to know that information to provide products or services to you. They are also required to respect the confidentiality of all client information.
We have security practices and procedures in place to prevent unauthorized access to your nonpublic personal information. Our practices of safeguarding your information help protect against criminal use of that information.
We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information.
We will maintain personally identifiable information about you during the time you are a client, and at least for the time period thereafter that such records are required to be maintained by federal securities laws. If we choose to dispose of records after the required retention period, documents containing personally identifiable information will be destroyed.
We may change this policy from time to time.